For partners
A referral isn't a favor.
It's protecting promises.Our focus is protecting partner exposure, not expanding our opportunities.
For general contractors·payroll companies and PEOs·CPAs, lenders and property managers
General contractors
Every sub is a promise on paper you haven't read.
The certificate summarizes a policy you will probably never read. If it is wrong, you usually find out after the project is exposed.
Where it goes wrong
Additional-insured wording is missing. Primary and non-contributory language or the waiver was never added. Completed operations is excluded. The policy expires before the project is complete.
Any one can stop a trade at the gate or become a coverage dispute later.
What ForgeLine Risk does about it
We review certificates against the contract, not a generic template, and flag problems before the crew is scheduled.
Payroll companies
Classification is your problem before it's a claim.
Misclassification creates premium errors, audit adjustments, and difficult client conversations. The correct class follows the work, not the job title.
Where it goes wrong
An owner coded as clerical works in the field. A helper receives the cheapest class. Subcontracted labor is reclassified at audit. Payroll grows without the policy being updated.
What ForgeLine Risk does about it
We classify from the work, document it at binding, and review it before audit.
Financial and property professionals
Your client's insurance shows up in your numbers.
An audit adjustment is a P&L event. A rejected certificate is a delayed draw. A builders risk policy that does not match the loan documents is a closing that does not happen on schedule.
There is no program to join. Start with one account and documentation done correctly.
What moves first
Nothing here starts without trust.
Trust starts with "no-strings-attached" value.
The findings of our reviews are yours
The free coverage review ends with a written finding your client can use.
We build your documentation before you need it
Certificate standards, classification decisions, and transition steps are documented before they are needed.
Our partners are part of our ecosystem
ForgeLine contractors may need CPAs, payroll support, lenders, and GCs. Referrals follow demonstrated value.
What a partner can expect
What partners can expect.
A named person
Max Frey is ForgeLine's agent of record and the person responsible for the relationship.
A defined turnaround
Requests follow a stated standard and timeline. If something cannot be met, you receive a direct answer.
Documentation you can hold
Coverage findings, classification decisions, and transition steps exist in writing.
An honest no
When a risk cannot be placed, or placed well, that gets said early. A partner who sends work to an agency that overreaches has lent their name to the overreach.